Since the beginning of the “Envoyé Spécial” report dedicated to the life pension, we have known that the latter is in full prosperity, with an increase of 10% every year for two years. “Since incarceration, seniors don’t want to go to nursing homes, we understand them. They want to stay home as long as possible,” says Ann-Sophie Levy, a real estate absence manager who specializes in life pension. Really good press, even Elise Lucet evokes a “sulfur reputation”, an image of “profiteering” for those who carry it out.And as a reminder, an annuity is the sale of real estate in which a person, usually very old, sells their home to a third person in exchange for a life annuity, while usually reserving the right to remain there. The report of the “Envoyé Spécial” would not really contradict this negative trend even if, logically, everyone in the lifetime annuity found his account there as Anne-Sophie Levy recalled: “The annuity allows the seller to stay in the house and supplement their income and buyers for a safe investment.”
In the “Envoyé Spécial” topic, we discover Natalie who has fallen in love with a farmhouse. If the life annuity lasted, “at 50 the banks don’t lend properly. And for a house like Vincent’s, I couldn’t afford it. It would have been a dream that would remain a dream for the rest of my life.” The house is estimated at 176,000 euros. It will be sold cheaper because Vincent, 77, will occupy it until his death. If she buys this house, then Natalie will have to pay a package (which can be 10,000, 15,000, 20,000 euros …), an amount determined by both parties, and then a monthly installment until the end of Vincent’s life. Enough to allow sellers to inflate their retirement a bit. For Vincent, with a monthly pension of 570 euros, he would receive 3,000 euros a month. Therefore, until his death, and it is precisely there that the annuity is a problem for many people, in terms of morals.
Strangled woman with Madeleine
The lifetime annuity can be considered as a death bet. That doesn’t stop some from making it their business, like Pascal, 52. Business manager, buying came to life in 2017. Today he has four properties and plans to buy more properties to increase his fortune. “You must have a crush on the house in question, but above all you must be happy with the sellers because we will have to live together for as long as possible. We will be chained to the end of one of us. Thus, Pascal will visit the apartment with the balcony of Michel and Huguet, 78 and 81, In Bordeaux, for long-term rental purposes. But his age and state of health left him confused. Huguet has a pension of 1,700 euros and Michel 3,400. And Michel does not want to leave Huguet unprepared if he dies. Hence the idea of a life pension. A package of 142 thousand euros and a monthly pension €992. It’s too much for Pascal who wants to lower the yield and raise the bouquet. He wants to remove the idea of ”the bet”. Despite his speech, viewers of “Envoyé Spécial” feel uncomfortable watching what they consider an “embarrassing” exercise since there are other people helping people like Pascal aims to make a good transition through life, depending on the age and possible death of the current owners.The sequel will strengthen them in their feelings.
The reaction of Isabel, 52, Vincent’s daughter who is selling her home to Natalie, will shock those watching “Special Envoy”: “He first pissed me off because Vendée is over, goodbye money we could have gotten back with my sister at home if we’d thought of selling it. After Thinking, Dad does what he wants with his agent, it’s up to him. Vincent will share between his daughters and grandchildren a €25,000 package. He will keep the monthly allowance for travel around the world. This report on the annuity will end with news: A 62-year-old man will choke on Madeleine The one who was going to buy From him an annual stipend, when he was already living in it since the salesman entered the nursing home.We let you discover the rest of this rather surprising case.